First-time buyer mortgage rejections spike: Here’s how to boost your chances of being accepted

First-time buyers are more likely to be rejected for a mortgage than they were before the pandemic, a new study has found. Only one in five first-time buyers were able to get a mortgage on their first attempt, according to Aldermore Bank’s annual survey of people who are trying to get on the housing ladder. … Read more

First-time buyer mortgage rejections spike: Here’s how to boost your chances of being accepted

First-time buyers are more likely to be rejected for a mortgage than they were before the pandemic, a new study has found. Only one in five prospective first-time buyers were able to get a mortgage on their first attempt, according to Aldermore Bank’s annual survey of people who have got on the housing ladder. This … Read more

Should we change our front garden into a private parking space?

We would like to change our front garden into an off-street parking space, partly for our own convenience and partly because we hear it is a good way to add value to an urban property. Do we need planning permission from the council, and will they take responsibility for dropping the kerb? Also, will it … Read more

Could climate change stop you getting a mortgage? Lenders could crack down in these at-risk cities

There is an argument from many experts that climate change is the biggest issue facing the planet.  Rarely a day that goes by that we don’t hear about rising sea levels or the worldwide drive to cut carbon emissions – issues that we are told will eventually affect us all if they are not tackled. … Read more

HSBC handed out more mortgages in March than any other month in its history

HSBC handed out more mortgages in March than any other month in its HISTORY and cuts rates on a number of home loans Bank handed out more mortgages in March than any month in its 40-year history This included providing home loans to more than 3,000 first-time buyers It has also cut rates on several … Read more

Help to Build: How does new government Grand Designs scheme work?

New-build homes are a divisive subject in Britain.  While some buyers love the idea of a blank canvas and the simplicity of buying a property with no chain, others think they have a ‘cookie cutter’ design and are not built to last. For those who think they could do a better job themselves, building your … Read more

Agents reveal the ten property flaws that can prevent you from selling your home

Homeowners may not always see the imperfections in their own properties – but when it comes to selling, the ability to cast a critical eye over your home can be crucial. This year, house prices have surged by an average of £20,000 amid unprecedented demand – leading some vendors to become a little over-confident about their … Read more

The woman suing her solicitor over doubling ground rent bill 

Would you pay £1m a year to live here? That’s the fate of one woman suing her solicitor over doubling ground rent bill Carole Patterson’s one-bed South London flat has become her worst nightmare She faces an annual ground rent bill that will eventually cost her £1m every year Mother-of-two’s contract means annual ground rent … Read more

Would you buy a home that used to be an office? Here’s what you need to know about conversions

Would you buy a home that used to be an office? More people are being encouraged to do just that, as the City of London announced plans to build 1,500 new homes in former office blocks left vacant due to the pandemic this week. But the trend of converting commercial buildings into homes has been … Read more