Worried about your mortgage? Save thousands on your home loan with our top tips

Furlough is set to end in just over two months and already, job cuts are pushing 650,000, leaving thousands worried about how to pay the bills, let alone the mortgage. Whether you’re concerned you might lose your job or not, cutting the cost of any outgoing is a sensible move right now and that’s even truer … Read more Worried about your mortgage? Save thousands on your home loan with our top tips

Bereaved families being denied mortgage holidays

Bereaved families and struggling homeowners being denied mortgage holidays By Money Mail Reporter For The Daily Mail Published: 22:01 BST, 4 August 2020 | Updated: 23:15 BST, 4 August 2020 Struggling homeowners are being refused more time off mortgage payments, despite the banks being under orders to support customers through the pandemic. Banking trade body … Read more Bereaved families being denied mortgage holidays

VICTORIA BISCHOFF: A mortgage break could be a very costly ‘holiday’

VICTORIA BISCHOFF: A mortgage ‘holiday’ might not affect your credit scores but it could still have costly consequences By Victoria Bischoff for the Daily Mail Published: 22:00 BST, 4 August 2020 | Updated: 23:16 BST, 4 August 2020 As the pandemic tore through the nation’s finances in the spring, the promise of a mortgage holiday … Read more VICTORIA BISCHOFF: A mortgage break could be a very costly ‘holiday’

First-time buyers face rising mortgage costs as HSBC and TSB up high LTV rates

First-time buyers face rising mortgage rates as lenders hike rates on high loan-to-value loans HSBC, TSB and Skipton BS upped rates on high LTV mortgages last week  Those worst affected will be first-time buyers, who typically borrow 90% of value By Sarah Bridge for The Mail on Sunday Published: 22:30 BST, 1 August 2020 | … Read more First-time buyers face rising mortgage costs as HSBC and TSB up high LTV rates

First-time buyers face rising mortgage rates

First-time buyers face rising mortgage rates as lenders hike rates on high loan-to-value loans Some lenders increased their rates on high loan-to-value mortgages last week  Those worst affected will be first-time buyers, who typically borrow 90% of value By Sarah Bridge for The Mail on Sunday Published: 22:30 BST, 1 August 2020 | Updated: 22:53 … Read more First-time buyers face rising mortgage rates

Battle for fair treatment of shared appreciation mortgage customers is STILL raging

Homeowners who took a shared appreciation mortgage from Bank of Scotland or Barclays in the late 1990s are still waiting for an outcome from legal negotiations that have dragged on for years.  A challenge led by law firm Teacher Stern is seeking to secure fairer charges for these borrowers, but pre-action talks are still going … Read more Battle for fair treatment of shared appreciation mortgage customers is STILL raging

Mortgage fear if you had a coronavirus loan ‘holiday’

Mortgage fear if you had a loan ‘holiday’: Banks said credit scores would not be hit – but reject borrowers who took a break in payments Banks turning away customers who had taken payment holidays on home loans, credit cards and car finance  Business Secretary Alok Sharma said payment breaks would not affect a customer’s … Read more Mortgage fear if you had a coronavirus loan ‘holiday’

Switching app will soon Snoop on mortgage deals

Snoop, an app designed to make users better off by encouraging them to switch to cheaper deals, is looking to extend its net to include mortgages By Jeff Prestridge, Financial Mail on Sunday Published: 21:55 BST, 18 July 2020 | Updated: 21:55 BST, 18 July 2020 Move: Snoop is the brainchild of former Virgin Money boss … Read more Switching app will soon Snoop on mortgage deals

New TSB mortgage deal lets you leave early without any charges

Fix your mortgage for five years without the commitment: New TSB deal lets you leave early without any charges, but is it worth the extra cost? New deal lets borrowers fix for five years without having to pay for leaving early TSB’s new mortgage only carries early repayment charges up to three years  This means … Read more New TSB mortgage deal lets you leave early without any charges

Could a Netflix subscription one day help you get a mortgage?

How have you spent the lockdown? For many people it’s involved a lot of TV. The market research company Kantar estimated in May a fifth of all UK households had signed up to a TV streaming service like Amazon Prime, Netflix or the newly launched Disney+ since the start of lockdown. Parents juggling working from … Read more Could a Netflix subscription one day help you get a mortgage?