Offsetting your mortgage will save you more than you’d earn with banks

Starved savers struggling to find a decent return may be better off using their cash to reduce their mortgage bills instead. Savings rates have hit a record low after halving during lockdown, with all the big banks now paying out just 0.01 per cent on easy-access accounts. Anyone seeking a home for a sizeable sum … Read more

Offsetting your mortgage will save you more than you’d earn with banks

Starved savers struggling to find a decent return may be better off using their cash to reduce their mortgage bills instead. Savings rates have hit a record low after halving during lockdown, with all the big banks now paying out just 0.01 per cent on easy-access accounts. Anyone seeking a home for a sizeable sum … Read more

Australian actress Adelaide Kane claims she’s not in ‘crippling debt’ but has a MORTGAGE

Australian actress Adelaide Kane claims she’s not in ‘crippling debt’ but has a MORTGAGE – after revealing how she blew most of her $5million earnings on massive costs By Chloe-lee Longhetti and J. Peterson For Daily Mail Australia Published: 07:41 BST, 27 August 2020 | Updated: 07:41 BST, 27 August 2020 She’s the Australian actress … Read more

First-time buyers and families are facing chaos when applying for a mortgage

MORTGAGE MAYHEM: First-time buyers and families craving more space after lockdown are facing chaos when applying for a mortgage Demand soars as first-time buyers apply for mortgages after stamp duty cut But mortgage firms are hiking rates and axing deals amid tide of applications  Kelly Nixon nearly missed out on her first home in Washington, … Read more

First-time buyers and families are facing chaos when applying for a mortgage

MORTGAGE MAYHEM: First-time buyers and families craving more space after lockdown are facing chaos when applying for a mortgage Demand soars as first-time buyers apply for mortgages after stamp duty cut But mortgage firms are hiking rates and axing deals amid tide of applications  Kelly Nixon nearly missed out on her first home in Washington, … Read more

Baillie Gifford’s Scottish Mortgage Investment Trust soars

The tech tartan: Edinburgh-based Baillie Gifford’s Scottish Mortgage Investment Trust soars 79% in just one year By Anne Ashworth For The Daily Mail Published: 21:50 BST, 21 August 2020 | Updated: 21:50 BST, 21 August 2020 Next month the longlist for the prestigious Baillie Gifford 2020 non-fiction book prize will be announced.  Other fund managers … Read more

Lloyds ends Lend a Hand no-deposit ‘family mortgage’ deal

New blow for first-time buyers as Lloyds axes popular ‘family mortgage’ deal that allowed purchasers with no deposit to get on housing ladder The bank has stopped accepting new applications for its Lend a Hand mortgage   First-time buyers as 95 per cent of loan to value deals disappear from the market  Conditions on those deals … Read more

New study finds 80% of older borrowers are turned away when they apply for a mortgage

A staggering eight in 10 borrowers over 55 who expect to be able to renew their mortgage are being turned down by mortgage lenders, This is Money can reveal.  A study carried out by broker Retirement Mortgage Service over the past year found that more than 30,000 retired borrowers got in touch with their advisers, with … Read more

Worried about your mortgage? Save thousands on your home loan with our top tips

Furlough is set to end in just over two months and already, job cuts are pushing 650,000, leaving thousands worried about how to pay the bills, let alone the mortgage. Whether you’re concerned you might lose your job or not, cutting the cost of any outgoing is a sensible move right now and that’s even truer … Read more

Bereaved families being denied mortgage holidays

Bereaved families and struggling homeowners being denied mortgage holidays By Money Mail Reporter For The Daily Mail Published: 22:01 BST, 4 August 2020 | Updated: 23:15 BST, 4 August 2020 Struggling homeowners are being refused more time off mortgage payments, despite the banks being under orders to support customers through the pandemic. Banking trade body … Read more