buyers

Plants: Experts urge buyers to only purchase from ‘reputable British garden centres or nurseries’

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Experts urge plant buyers to only purchase from ‘reputable British garden centres or nurseries’ to minimise the risk of introducing new pests and diseases The new warning comes from researchers with the Royal Horticultural Society Plants sold online may not have been subject to necessary checks, they said  Diseases/pests accidentally imported could damage British crops and gardens Some … Read more

Boost for first-time buyers as 95% mortgage deals triple in a month

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Borrowers with 5 per cent deposits now have more than 100 mortgages to choose from, as the mortgage market bounces back. Over mortgage availability in general is back to 75 per cent of pre-pandemic levels, figures show, with rates as low as 1.27 per cent fixed for five years for those with bigger deposits to put … Read more

Britain’s booming property market sees 13 buyers for EVERY home on sale

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Britain’s booming property market sees 13 buyers for EVERY home on sale… with some even following estate agents’ cars so they can be at the front of the queue Agreed sales last month were up 57 per cent compared with April 2019 Many estate agents now immediately ask prospective buyers for their ‘best and final … Read more

Britain’s booming property market sees 13 buyers for EVERY home on sale

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Britain’s booming property market sees 13 buyers for EVERY home on sale… with some even following estate agents’ cars so they can be at the front of the queue Agreed sales last month were up 57 per cent compared with April 2019 Many estate agents now immediately ask prospective buyers for their ‘best and final … Read more

Are 95% mortgages to prop up first-time buyers a wise move? TiM podcast

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We publish our podcast every Friday to the player on This is Money, above, and on Apple Podcasts (iTunes) and on the podcast platforms Audioboom and Acast, both of which allow you to listen on desktop, mobile, or download an app. We also now publish to Spotify. To download the Apple Podcasts app if you … Read more

Will the 2% stamp duty surcharge on overseas buyers dampen house prices?

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Overseas buyers purchasing property in England and Northern Ireland are now subject to a 2 per cent stamp duty surcharge. The new tax introduced from 1 April will mean international buyers will pay an additional amount equivalent to 2 per cent of the purchase price. The new surcharge will work alongside the 3 per cent … Read more

Nationwide lets first-time buyers borrow 20% MORE – if they lock mortgage rate for five years 

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Nationwide lets first-time buyers borrow 20% MORE as it raises mortgage limit to 5.5 times salary – but they must lock in for five years  UK’s second-largest mortgage lender changes loan-to-income calculation – but only for first-time buyers fixing their rate for between five and 10 years They will be able to borrow 5.5 times … Read more

First-time buyers can get on the property ladder with just a 5% deposit under a new scheme

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95% mortgage deals backed by the state: First-time buyers can get on the property ladder with just a 5% deposit under a new scheme launching today High street banks including Lloyds, Santander and Barclays will start offering state-backed mortgages under a government scheme launching today Both first-time buyers and current homeowners will be able to … Read more

First-time buyers can get on the property ladder with just a 5% deposit under a new scheme

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95% mortgage deals backed by the state: First-time buyers can get on the property ladder with just a 5% deposit under a new scheme launching today High street banks including Lloyds, Santander and Barclays will start offering state-backed mortgages under a government scheme launching today Both first-time buyers and current homeowners will be able to … Read more

Location, Location, Location viewers slam ‘pretentious’ first-time buyers

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Viewers branded it ‘karma’ after a couple missed out on their dream first property together after squabbling over paying an extra £5,000 to secure the final deal on Location, Location, Location – despite it being £30,000 under their £750,000 budget.  In last night’s episode of the Channel 4 show, professional dancer Georgie and insurance underwriter … Read more